Homeowners
11 articles tagged “Homeowners”.
Home Improvement and Energy Tax Credits in 2026: What Expired and What's Still Available
Homeowners who got used to a menu of federal tax credits for solar panels, heat pumps, and efficiency upgrades need to recheck the list for 2026 — several of the most popular residential energy credits ended after 2025 under the One Big Beautiful Bill Act.
PMI (Private Mortgage Insurance) Deduction Returns in 2026: What Homeowners Need to Know
Private mortgage insurance — the extra monthly cost tacked onto a loan when a buyer puts down less than 20% — spent years cycling on and off the list of deductible expenses.
Property Tax Deduction for Homeowners: What Counts and What Doesn't
With the SALT cap now high enough for most homeowners to deduct their full property tax bill, it matters more than ever to know which lines on that bill actually qualify — because not everything your county charges you is a deductible tax.
Mortgage Points Deduction: How to Deduct Discount Points When You Buy or Refinance
Paying 'points' upfront to buy down your mortgage interest rate is a common move at closing — and it can be deductible, but the timing of that deduction depends heavily on whether the points were paid on a home purchase or a refinance.
The New $40,400 SALT Deduction Cap: What Homeowners Need to Know for 2026
For years, the $10,000 SALT deduction cap was one of the most-criticized pieces of the 2017 tax law, hitting homeowners in high-tax states the hardest.
Capital Gains Tax Exclusion When You Sell Your Home: The $250,000 / $500,000 Rule
Most homeowners who sell their primary residence pay zero federal tax on the profit — but only if they meet two specific tests the IRS checks closely.
Home Equity Loan and HELOC Interest Deduction: When It's Still Deductible
Home equity loans and HELOCs (Home Equity Lines of Credit) got a lot more complicated after the 2017 tax law changes.
Airbnb Host Tax Deductions: Depreciation, Cleaning Fees, and the 14-Day Rule
What short-term rental hosts can deduct, how depreciation works on a rental property, and the rule that can make two weeks of income tax-free.
Mortgage Interest Deduction Explained for Homeowners
One of the largest itemized deductions available — and one of the easiest to get slightly wrong.
SALT Deduction Cap Explained: How the $10,000 Limit Affects You
State and local tax deductions used to be unlimited. Here is what changed, and how high-tax-state residents adjust.
Standard vs. Itemized Deductions: Which One Saves You More in 2026
The single most important decision on your tax return, explained with the exact IRS thresholds that decide it.